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Nagaland Public Finance and fiscal Policy

Nagaland is one amongst the north-eastern states in India. It’s bordered on its west and north by Assam, on its east by Myanmar (formerly referred to as Burma), on its north by Arunachal Pradesh, and on its south by Manipur.

Nagaland is one of India’s smallest states, with an entire space of 16,579 sq kilometre. The Naga Hills run through this small state that has Saramati as its highest peak at a height of regarding 12,600 ft. Dhansiri, Doyang, Dikhu and Jhanji ar the rivers that flow through this state. The piece of land is mountainous, thickly sylvan, and cut by deep watercourse valleys. There’s a decent type of plant and animal life. Nagaland features a monsoon climate with sometimes high humidity; rain averages between 1800 to 2500 mm (70 to 100 inches) a year.

Nagaland has a legislative assembly with sixty seats. The state sends 2 members to the Indian Parliament: one to the Rajya Sabha and one to the Lok Sabha. There are seven government body districts – Mokokchung, Tuensang, Mon, Wokha, Zunheboto, Phek and Kohima.

The state is found between the 93°20′ E and 95°15′ E Longitudes and 25°6′ and 27°4′ N Latitudes. The total space lined by the state is 16,579 sq. kilometer. Nagaland was declared the sixteenth state of the country of India on 1 December 1963. Before this, Nagaland accustomed could be a union territory. The other attention-grabbing knowledge concerning Nagaland is that it homes as many as sixteen entirely completely different ethnic groups. These groups of people have their own separate cultural identities that embrace customs, dresses and languages. Nearly ninety make the most the population of Nagaland is devout Christians. The state collectively options considerable Hindu individuals. Kohima, the capital town of the state, options a variety of websites that ought to be visited by the tourists as a result of it will facilitate them in getting an insight of the rich history place. The name ‘Kohima’ has been derived from the name of a plant referred to as ‘Kew Hi’ that thrives inside the mountainous region. Kohima could be a fascinating place, endued with scores of natural beauty. Nagaland Public Finance and fiscal Policy

PUBLIC FINANCE

With a slender tax base, the State depends on central transfers for its finances since Statehood. Post the fourteenth finance commission recommendations; the State total receipt throughout 2016-2017 (B.E) is anticipated to extend by 15 per cent. Consequently, the State’s business enterprise deficit is calculable to fall inside the 3 per cent business enterprise deficit target as set underneath Nagaland business enterprise Responsibility & Budget Management Act. But a problem of concern is that the State’s total liability that is calculable to stay at 43.77 per cent of GSDP as against the Medium Term economic policy Statement target of 32.15 per cent in 2016-17. Total Receipts of the State

The full receipts of the authorities comprise of the revenue receipts and also the capital receipts. Throughout 2016-17 (B.E) the full receipts of the authorities is calculable to grow by 15 per cent raising the full receipt to Rs.13,870.98 crore from Rs.12,060.99 crore in 2015-16 (R.E). Element wise, throughout 2016-17 (B.E) the share of revenue receipts and capital receipts within the total receipts was seventy 6.19 per cent and 23.81 per cent severally.

State tax income receipt contains of State’s own tax income receipts and share of central tax transfers. State own tax income includes receipts from land revenue, stamp duties and registration, sales tax/VAT, skilled tax, tax on cars, State excise etc. Among the various classes of State’s own taxes; VAT, skilled tax and tax on vehicles contribute the most quantity to State own tax income. Throughout 2016-17 (B.E) the full quantity of tax income is calculable to extend to Rs. 3531.62 crore from Rs. 2985.93 crore in 2015-16 (R.E). As share of total revenue receipts, total tax income account for 33.20 per cent throughout 2015-16 (R.E) and 34.42 per cent throughout 2016-17 (B.E).

The non-tax revenue contains of interest receipts, revenue from administration, State lottery, power, facility, housing, forestry and life and road transport. Within the State, underneath non tax income, the main contribution comes from Power Department. Throughout 2016-17 (B.E) the full non-tax revenue is calculable to extend to Rs. 261.59 crore from Rs. 237.82 crore in 2015-16 (R.E).

State’s own revenue (including tax and non-tax) receipts (SORR) that was Rs. 536.83 crore throughout 2011-12 raised to Rs. 659.22 crore throughout 2014-15. Throughout 2016-17(B.E) the SORR is calculable to additional increase to Rs.776.90 crore. As against absolutely the increase in SORR, the percentage share of the State’s own revenue receipts (i,e. tax and non-tax revenue) to total revenue receipts swayback from 9.61 per cent in 2011-12 to 7.35 per cent in 2016-17 (B.E).

Nagaland gross fiscal deficit soared from Rs 1 Billion in 1991-92 to Rs 11.6 Billion within the fiscal year (FY) 2015-2016 as per the info discharged by reserve bank of India (RBI) on Saturday.

According to the reference book of Statistics of run 1st released in 2016, the number is that the highest business enterprise deficit in sixteen years of Nagaland state since 1991 and State had just one surplus fiscal year in 2003-04.

However, as per the advance budget estimate, the business enterprise deficit is anticipated to decrease to Rs 5.4 billion (Rs 5,400 billion) in FY 2016-17. Overall, the second edition of RBI’s applied math publication titled ‘Handbook of Statistics on States 2016-17’ rumored a hike within the gross business enterprise deficit of all the states of India, surging from a Rs 187.9 billion in FY 1991 to Rs 4,495.2 billion in FY a 2016.

The State with the very best deficit was Rajasthan at Rs 673.5 billion followed by Uttar Pradesh at Rs 643.2 billion. The Gross fiscal Deficit (GFD) shows the surplus of total expenditure together with loans internet of recovery over revenue receipts (including external grants) and non-debt capital receipts.

The rise in fiscal deficit is additionally indicative of 2 deteriorating state of affairs within the economy growing revenue deficit moreover outstanding liabilities.

With the enactment of a fiscal Responsibility and Budget Management Act (FRBM) Act, 2005 at the centre, the Twelfth Finance Commission (XII FC) suggested that every State enact a fiscal responsibility legislation prescribing specific annual targets with a read to eliminate the Revenue Deficit by 2008-09 and scale back financial Deficit supported a path for reduction of borrowings and guarantees. The State of Nagaland enacted Nagaland financial Responsibility and Budget Management (NFRBM) Act in 2005. The targets prescribed in NFRBM Act and projections created by government in its Medium Term fiscal policy Statement (MTFPS), targets planned within the Budget, Fourteenth Finance Commission (XIV FC) targets for the State vis-a-vis achievements throughout the year 2014-15

Nagaland gross fiscal deficit soared from Rs 1 Billion in 1991-92 to Rs 11.6 Billion within the fiscal year (FY) 2015-2016 as per the information discharged by reserve bank of India (RBI) on Saturday.

According to RBI, the reference work of Statistics initial discharged in 2016, it’s the best fiscal deficit in 16 years of Nagaland state since 1991 and State had only 1 surplus fiscal year in 2003-04.

However, as per the advance budget estimate, the financial deficit is predicted to decrease to Rs 5.4 billion in FY2016-17. Overall, the second edition of RBI’s statistical publication titled ‘Handbook of Statistics on States 2016-17’ according a hike within the gross fiscal deficit of all the states of India, surging from a Rs 187.9 billion in FY 1991 to Rs 4,495.2 billion in FY2016.

The State with the best deficit was Rajasthan at Rs 673.5 billion followed by Uttar Pradesh at Rs 643.2 billion. The Gross fiscal Deficit (GFD) shows the surplus of total expenditure together with loans internet of recovery over revenue receipts (including external grants) and non-debt capital receipts.

The rise in financial deficit is additionally indicative of 2 deteriorating state of affairs within the economy growing revenue deficit moreover outstanding liabilities. (UNI)

In Nagaland’s 2015-16 budget, one amongst the best contributors to the state’s increase in revenue on the capital account are internal debt. The inner debt of the state is predicted to extend by quite 55th from the revised estimates of 2014-15. The government is predicted to lift the aforesaid quantity from enhanced market borrowings to the tune of Rs. 480 crores and ways that and suggests that advances from the tally to the tune of Rs. 626 crores of rupees. The exaggerated borrowings can presumably place a pressure on the debt service burden within the future. However, the increased GSDP, to the tune of quite terrorist organization, is predicted to cut back the consolidated debt as a printed of GSDP to 35.4% from 4.5%. Thus the importance of economic process once more props its head within the budget numbers. To confirm that the amount of debt square measure property within the end of the day there’s a requirement to confirm that the divisor, particularly GSDP should increase moreover. The fiscal deficit is predicted to be 4.91% of the GSDP. Reduction in financial deficit that has been envisaged by the XIV Finance Commission to sub third levels would require our state to renew its target revenue generation. For this purpose it’s necessary that we glance at newer sources of tax income. It’s going to be pertinent to say the expertise of Mizoram that gathered over Rs.7.23 crores at intervals an area of underneath three months. The enacting of the Mizoram Liquor Prohibition & management Act, 2014 when a. associate degree sophisticated dialogue on the difficulty of prohibition in our state should be conducted so it’ll provide some respite to the cash stripped Nagaland government.

The main feature of our revenue performance is that the increase of quite two hundredth in own tax income compared to RE 2014-15 and budgeted at Rs. 434.46 crores. Together with this increase there has been a decrease in non-tax revenue by 27th and is budgeted to be at Rs. 360.48. The revenue deficit is budgeted to be 125th of GSDP.

Another feature that’s noteworthy is that the slow however steady increase in interest payments created by our government. It exaggerated from the particular figure of Rs. 450.6cr in 2013-14 to the budgeted to Rs. 661.42cr in 2015-16. As mentioned earlier it’s vital that there’s a combined effort to cut back the interest burden on the govt. in an exceedingly comprehensive manner. No budget discussion in Nagaland is complete while not a reference or an examination of the position or otherwise of the role competes by central transfers. It’s been budgeted that there’ll be a rise (compared to RE 2014-15) within the transfers from the centre to Rs. 8227 cr. this is often simply over 37.0% of the anticipated increase in GSDP.

Nagaland Human Development Index

Nagaland Human Development Index

The first Human Development Report for the State of Nagaland was brought get in the year 2004. It provided a perceptive glimpse into the administrative and developmental attribute of the State in addition as a exposure of the human development indices for the districts and also the State as a full. A decade later, a requirement was felt to bring out this standing of social and economic development within the State in terms of the human development indices leading to the second Human Development Report for Nagaland.

The HDI may be an outline measure of the income, education and health achievements of the State. HDI (2011) of Nagaland was 0.63 as compared to 0.61 (2014) for the country as a full. The general performance, however, hides the very fact that there have been massive inter-district disparities in performance. at intervals Nagaland, the HDI was highest in Dimapur with zero.81, followed by Kohima and Wokha each with zero.66 and Mokokchung at 0.61. On the opposite hand, Mon district had all-time low HDI with 0.50. This bury district inequality appears to own modified very little since 2001 with districts like Tuensang and Mon still at the lowest in 2011 along side districts like Zunheboto and also the new district of Longleng. These eastern districts also are the worst playing in terms of indicators like unfold of rural roads, employee participation, instructional attainments, urbanisation etc. Nagaland Human Development Index

The HDI combines convenience of basic amenities like toilets and pucca homes, immunisation at birth, poverty levels with education facilities and illiteracy levels. The HDI for the State is at concerning 29 % that additionally shows a transparent improvement over the figure of forty % in 2001. Once again, the districts of Dimapur, Mokokchung and Kohima area unit clear leaders. additional crucial, the eastern districts of Tuensang and Mon continue at the lowest in terms of changes within the HPI index between 2001 and 2011.

Human Development Index (HDI) has 3 important dimensions —longevity, measured by life expectancy at birth; instructional attainment, measured by adult attainment rate and gross ingress ratio; and normal of living or command over resources, measured by per capita GDP. A healthy life, free from unhealthiest, is important within the notion of well being. Education is very important for realising one’s highest potentials and enlarging the accessible set of opportunities and decisions. Adequate financial gain, for a good normal of living, is important for all dimensions of human development, as well as health and education. Financial gain may be a part of HDI as a proxy/surrogate for all dimensions of human development not mirrored in an exceedingly long and healthy life and in information.

The HDI (2001) of Nagaland was 0.62, as compared to 0.472 (2001) for India. The State’s sensible performance and ranking are often best understood by staring at the constituents of the indices and also the factors that influence them, as well as attainment, health standing and income levels. The per capita financial gain of Nagaland throughout 2000–2001 is nearly up to the national average. The 2001 State attainment rate is 67 % as against the national average of 65.2 percent. The social framework of Nagaland has placed education as a valued quality since its introduction nearly 130 years alongside the entry of Christianity. The distinctive framework of care and provision of Naga society finds expression within the higher performance of the State, as against the national average, in terms of longevity/mortality standing.

Within Nagaland, the HDI was highest in Dimapur (0.73), followed by Mokokchung (0.71). Mon district had all-time low HDI (0.45). However, only 1 district, Mon, had HDI but 0.47, the national HDI. The ranking of districts is directly associated with the position of the districts with DDP, and with the academic attainments. this means a positive relationship between the income levels, the academic attainments and human development within the State. Tuensang and Mon are consistent underachievers altogether the symptoms of the HDI, except within the case of infant mortality rate (IMR) in Mon , reinforcing the necessity for special focus and policy intervention in these remote districts.

The first Nagaland State Human Development Report (NSHDR) was brought get in 2004, and afterwards the government signed a multilateral agreement with the govt. of India and also the global organization Development Programme (UNDP) to undertake the project to strengthen state plans for human development, that the DHDR may be a section. The DHDR project is being handled by the state department of coming up with and Coordination.

Nagaland has created a distinction within the country by turning into the primary state to bring out the sub-national HDR, the 2004 NSHDR and consequently the sub-sub-national HDRs for the districts of Mon, Kohima and Phek in 2011, additionally another 1st within the country. He expressed enthusiasm that if all went well, Nagaland is about to become the primary state to bring out the HDR of all its districts once the reports for Peren and Zunheboto, that area unit probably to be out at intervals a month’s time, area unit released. He expressed that the previous reports were well received by the UNDP and also the planning commission.

In forty years of statehood, Nagaland has created important progress. The executive reach has extended to the way corners of the State that is a way of addressing the matter of ‘remoteness’. Necessary infrastructure has been arranged and property at intervals the State has improved. Nagaland has conjointly created tremendous progress altogether major sectors of human development. Its attainment rate has reached 67.11 % from a mere 20.40 % in 1961. Its sex quantitative relation, CBR, CDR, IMR and MMR rates area unit higher than the national average. Life is seventy three.4 years. The per capita income has conjointly climbed higher than the national average as per 2001. However, the foremost challenges that confronted the State within the starting still stay. Attributable to this, in most cases, the figures and statistics, although spectacular, don’t reveal the whole image. For example, whereas the attainment rate is encouraging, the standard of education has suffered and therefore the state rates, particularly of educated youth, area unit a true cause for concern. Issues associated with infrastructure stay. There’s conjointly the question of mobilisation of internal resources, particularly through exploitation of the State’s natural resources. Strategic coming up with and intelligent investments are as necessary as finding sources of funding.

The State is at an important stage in its trajectory of growth. The wealthy social capital of Kamarupan communities, the final resilience of the society, the numerous and wealthy environmental capital and therefore the mineral wealth area unit the inherent strengths to create upon for a quicker and property progress. Through numerous innovative policy interventions, the regime is creating efforts to faucet into this wealthy social capital and to bring the folks back to the centre of decision-making. One among them is that the Nagaland Communitisation of Public establishments and Services Act, 2002, wherever management of state assets is being turned over to the village communities. The folks have responded favourably though the initiative continues to be in its infancy. As Nagaland appearance forward, the subsequent areas need to be addressed:

Conditions to beat the immediate impacts of violence.
Development initiatives to enhance infrastructure, living and dealing conditions.
Special attention for the youth of Nagaland within the fields of technical education, recreation and paid employment.
New ways for a ‘Developed Nagaland’.
A purposeful model of interaction between the people, administrators and political leadership should accomplish this vision of a ‘Developed Nagaland’.

Human development and economic process area unit interlinked. By focusing on economic process, Nagaland will expect to reap edges through increased levels of financial gain, employment generation and reduction in economic disparities at intervals the various regions of the State and therefore the people. The requirement to create on the out there resources and opportunities has been emphatic throughout this chapter. Harnessing of the resources and potentials—mineral, forest, agriculture, land, trade —and the opportunities in trade, the new sectors of IT or biotechnology need not solely investments however conjointly policy interventions to encourage such investments. Government’s role in creating the investments can not be unpretentious however the restricted handiness of economic resources with the govt necessitates that personal investment, each from at intervals and out of doors the State, area unit inspired. The caution to be exercised whereas embarking on the trail of economic development is to confirm that the resources available are used with efficiency and in a very property and planned manner for equitable economic process at intervals an affordable timeframe.

Nagaland’s Human Development Indices In line with the country’s National Human Development Report, 2001 the subsequent 3 indices are made for Nagaland:

Human Development Index (HDI)
Gender-related Development Index (GDI)
Human poorness Index (HPI) one among the foremost issues within the estimation of those indices was the non-availability of information on district domestic product (DDP).

Therefore, a sample survey was conducted to assemble the required data at the district level.

The HDI (2001) of Nagaland was 0.62, as compared to 0.472 (2001) for India. The State’s sensible performance and ranking are often best understood by staring at the constituents of the indices and therefore the factors that influence them, as well as attainment, health standing and financial gain levels. The per capita financial gain of Nagaland throughout 2000–2001 is sort of capable the national average. The 2001 State attainment rate is 67 % as against the national average of 65.2 percent. The social framework of Nagaland has placed education as a valued plus since its introduction nearly 130 years along side the launching of Christianity.

GDI for the State is 0.42 as against an HDI of 0.62. Adjusted for gender difference, Kohima’s performance is healthier than all different districts in human development indicators, followed by Dimapur, Mokokchung and Phek districts. The primary 3 districts even have higher HDI than the opposite districts of the State. Zunheboto, Tuensang and Mon kind the lower finish of the spectrum. These districts have had lower financial gain levels, attainment rates and entrance than the remainder of the State. The health infrastructure in these districts is additionally inadequate, impacting the health standing and longevity of the people.

The HPI for the State is 35.58 percent. The index has return down from 42.07 % in 1991 and 49.37 % in 1981, as calculable for the State within the National Human Development Report, 2001. The worth of HPI is lowest in Mokokchung, indicating lowest level of deprivation standing among all the districts, followed by Zunheboto, Wokha. The bigger, a lot of cosmopolitan, regions of Dimapur and Kohima area unit hierarchical fourth and fifth severally, indicating that a lot of poor persons reside in these ‘better’ districts of the State. This is often indicative of the pull and push factors of urbanisation, inability of the urban infrastructure to supply the essential wants and demand of specific poor-oriented ways in these districts.

Nagaland Food Security

Nagaland, was born on 1st December 1963 and among the farthest lying state in northeast. The state is split into seven districts: Kohima, Phek, Mokokchung, Wokha, Zunheloto, Twensang and Mon. It is a mostly mountainous state with most area covered by forest. Agriculture is that the most essential economic activity in Nagaland. Principal crops embody rice, corn, millets, pulses, tobacco, oilseeds, sugarcane, potatoes and fibres. Alternative economy boosters are forestry, cottage industries, Insurance, real estate and tourism. Nagaland Food Security

The state is found between the 93°20′ E and 95°15′ E Longitudes and 25°6′ and 27°4′ N Latitudes. The entire space lined by the state is 16,579 sq. kilometer. Nagaland was declared the sixteenth state of the country of India on 1 December 1963. Before this, Nagaland accustomed could be a union territory. The other attention-grabbing knowledge concerning Nagaland is that it homes as many as sixteen entirely completely different ethnic groups. These groups of people have their own separate cultural identities that embrace customs, dresses and languages. Nearly 90% of the population of Nagaland is devout Christians. The state put together options a considerable Hindu people. Kohima, the capital town of the state, options a variety of sites that ought to be visited by the tourists as a result of it will facilitate them in getting an insight of the rich history place. The name ‘Kohima’ has been derived from the name of a plant referred to as ‘Kew Hi’ that thrives inside the mountainous region. Kohima could be a fascinating place, endowed many natural beauty.

Nagaland has created tremendous progress throughout the last forty seven years of its Statehood. Our ability level, these days standing on top of 70th, is on top of the Indian national average. Our growth in agriculture sector, significantly inside the previous couple of years, has even shocked United States. A quick examine the gross domestic product of the State show that the State’s economy has been registered a healthy growth of relating to 15 August 1945. Such tremendous growth in agriculture sector desires corresponding entrepreneurial intervention to want advantage of the potentials, and switch them into economic opportunities.

Meaning of Food security

It is an act to produce for food and organic process security in human life cycle approach , by guaranteeing access to adequate amount of quality food at reasonable costs to individuals to measure a life with dignity and for matters connected with that or incidental to it.

The ‘National Food Security Act, 2013’ was introduced by the govt. to produce quality and nutrient food to the folk, poor and pregnant ladies. the most aim of this Act is – to produce food and organic process security in human life cycle approach, by guaranteeing access to essential and adequate amount of quality food at reasonable costs to folks to measure a life with dignity and for matters connected with that or incidental to it.

The connected provisions and mechanism for providing food and organic process security to common men of this country square measure arranged down within the Act, that square measure as follows:

Fair value search
Food grains
Food Security
Rural space
Targeted Public Distribution System

Three years after adoption of the National Food Security Act (NFSA) in 2013, the state of Nagaland is finally set to implement the Act once abundant talks with the Centre on the financial facet.

The Act is enforced in Dimapur and Kohima districts with result from July 1, 2016 and by August next, the NFSA can cover the remaining nine districts. The Nagaland regime can begin execution the NFSA coverage phase-wise from June 1 beginning with Kohima and Dimapur districts. NFSA 2013 was a landmark event within the State’s history. delay in implementation of the Food Security Act in Nagaland was owing to unfavourable funding pattern and varied supplying problems like lack of infrastructure, lack of godowns in most districts of the State, lack of power backup, conversion method and constitution of State Food Commission, vigilance committees, and grievances redress mechanism at the district level.

Under the Act, beneficiaries of Priority Household (PHH) would be provided five metric weight units of backed food grains per head at Rs three per metric weight unit for rice and Rs 2 for wheat within the ratio of 4:1. NFSA 2013 would additionally cover 78.83 per cent of the agricultural people and 61.98 per cent of the urban people within the State.

Department, from high to bottom, was totally mobilized to realize the target of providing extremely backed food grains to the beneficiaries. Informing that each on top of poverty line (APL) and Below poverty line (BPL) beneficiaries are amalgamated beneath the name of Priority home as per the Act, the department had 2,37,434 households with a rise of 44,464 households with feminine members as head of family within the PHH card covering 11,93,922 individual beneficiaries. alongside 2,12,034 Antyodaya Anna Yojana (AAY) beneficiaries, the department would cover 14,05,956 beneficiaries.

Three years once adoption of the National Food Security Act (NFSA) in 2013, the state of Nagaland is finally set to implement the Act once abundant talks with the Centre on the monetary facet.

The Act are enforced in Dimapur and Kohima districts with result from 1st of July, 2016 and by August next, the NFSA can cover the remaining nine districts.

In pursuance of National Food Security Act 2013, the Govt. Of Nagaland has approved for the implementation of the NFSA,2013 within the state. The eligible priority households shall be entitled to receive 5(five) kgs of Foodgrains per person per month either @Rs.3/- per kilogram of rice or Rs.2/- per kilogram of wheat. The implementation shall begin solely once completion of identification of eligible households within the state.

There will be no additional ABL/BPL beneficiaries beneath NFSA solely Priority households. The AAY (Antyodaya Anna Yojana) beneficiaries can still receive their monthly allocation as per the theme. The District Administration, native bodies and village Councils square measure requested to help the Department of F&CS to spot eligible priority beneficiaries. Any false declarations by candidates are mechanically rejected and no additional appeal is thought of.

The Criteria For Identification Of Priority Households Under The National Food Security Act, 2013 Are As Under:-

Inclusion Criteria:

Households having an annual family income of Rs. 1.5 lakh or less and falling underneath the subsequent class are considered for inclusion beneath priority households.
Vulnerable and marginalised section of the individuals infected with HIV+ and punctually registered by Nagaland State Aids control Society (NSACS).
Households with a disable person as head of the households (as outlined in persons with Disabilities Act ‘1995) subjected to submission of prescribed certified by a competent medical Authority.
Single women (including widows, unmarried, divorced and deserted women).
Homeless and indigent households.
Occupationally vulnerable teams like Casual Domestic staff, Unskilled staff, Casual Labourers, rickshaw and Cart-pullers, Marginal Farmers, Vegetables Vendors, Rag-pickers etc. also will be enclosed underneath Priority Households.
He/She ought to be a bonafide subject of India and apermanent resident of Nagaland.
Salaried workers (Public/Private Sectors) falling below the financial gain bar as mentioned on top of.

Exclusion Criteria:

Any member of households possessing a four wheeler.
Households receiving Ration/Food grant underneath the other
Any member of the house who is a worker of
Central/State Govt. With an annual income of over Rs.1.5 lakh